The client was purchasing a property through their SMSF and required a loan structure that allowed servicing from both inside and outside the fund. They also requested a 100% offset account to maximise interest savings. However, the rental income and super contributions alone did not meet standard servicing benchmarks.
AMF sourced a lender from its panel who could assess servicing using both SMSF income and external personal income. This flexibility enabled the deal to proceed smoothly. The lender also provided a 100% offset account, meeting the client’s requirements and settling the loan within the required timeframe.
