In property, time-sensitive opportunities can vanish in days, sometimes hours.
When you need urgent access to capital, traditional bank loans simply can’t keep up. That’s where caveat loans come in, a fast, flexible funding option that puts capital in your hands without the long wait.
What is a Caveat Loan?
A caveat loan allows you to quickly release equity from your property by placing a caveat on the title. The caveat prevents the property from being sold or further encumbered until the loan is repaid, giving security to the lender while enabling you to access funds almost immediately.
Because the loan is secured, approval is much faster than traditional finance, making it a popular choice for:
- Bridging finance between transactions
- Urgent working capital needs
- Covering unexpected project costs
- Jumping on investment opportunities
- Refinancing or debt consolidation
Why Caveat Loans Are Fast
Caveat loans don’t require the lengthy valuation, compliance, and credit processes of mainstream lending. In many cases, AMF Finance can approve and settle funds in as little as 48 hours, so you can meet tight deadlines and avoid missed opportunities.
Who Uses Caveat Loans?
Caveat loans are ideal for:
- Developers needing a cash injection mid-project
- Business owners bridging cash-flow gaps
- Investors finalising property purchases under tight timeframes
- Borrowers who can’t meet bank documentation requirements
Advantages of AMF’s Caveat Lending
- Fast turnaround – approvals in days, not weeks
- Flexible terms – tailored to your repayment schedule
- Low doc and no doc options – less paperwork, faster approvals
- Expert structuring – we align your caveat loan with your broader finance strategy
Case in Action
A developer in the final stages of a mixed-use project faced a sudden supplier demand for upfront payment. AMF structured a caveat loan that was settled within 72 hours, ensuring the project stayed on schedule and avoiding costly delays.
Need urgent funding? Contact AMF today to discuss a tailored caveat lending solution.