Mezzanine and Caveat Finance

Mezzanine & Caveat Finance for Flexible Funding

When traditional lenders can not meet your project requirements, AMF Finance can help bridge the gap. Our mezzanine and caveat finance solutions are designed to provide fast, strategic access to additional capital, whether you are topping up project funding, covering short-term cash flow needs, or unlocking equity for new opportunities.

Mezzanine finance offers a secondary funding layer that sits behind your primary loan, giving you the leverage to move forward without disrupting existing arrangements. Caveat loans provide rapid, short-term access to funds secured against property, often with minimal documentation and fast approvals.

fast, strategic access to additional capital

We partner with a network of lenders who understand the pace of business, offering tailored terms and structures to match your timeline and objectives.

Case Study

Recycling Plant – Industrial Property

Product: Commercial Loan

Security Type: First Mortgage over Industrial Property

Security Value: $4,250,000

Loan Amount: $2,435,000

LVR: 57%

Loan Term: 2 Years

The Scenario:

The client had purchased an industrial property and invested in significant upgrades, including a weighbridge and drainage systems, to support a recycling plant operation. Their existing lender facility was expiring, and major banks were unwilling to refinance due to the property being listed on the Environmental Management Register (EMR).

AMF Solution:

AMF stepped in to provide a commercial loan secured by a first mortgage over the specialised industrial site. Despite the EMR listing, AMF was comfortable with the asset and offered a 2-year facility at 57% LVR. This gave the client the time and capital needed to complete remediation works with a view to remove the property from the (EMR).

Key Deal Features: