Residential & Commercial

Smarter Lending Solutions – Residential & Commercial

At AMF Finance, we offer more than just loans. We deliver tailored finance solutions designed to move you forward. Whether you’re building an investment portfolio, or expanding your business, our residential and commercial lending options are built around flexibility, choice and results.

From competitive residential loans with a range of repayment options, to commercial facilities with tailored income verification and no unnecessary annual reviews, we provide lending that works for your goals, not against them. Our access to a broad panel of lenders means we can match you with the right solution, whether it’s a straightforward purchase, or a complex commercial deal.

more options, fewer roadblocks

With AMF Finance, you get more options, fewer roadblocks and a smarter path to your next opportunity.

Whether you’re purchasing your dream home, expanding your investment portfolio, or acquiring a high-value commercial asset, AMF Finance delivers fast, flexible funding tailored to your goals.

Case Study

Recycling Plant – Industrial Property

Product: Commercial Loan

Security Type: First Mortgage over Industrial Property

Security Value: $4,250,000

Loan Amount: $2,435,000

LVR: 57%

Loan Term: 2 Years

The Scenario:

The client had purchased an industrial property and invested in significant upgrades, including a weighbridge and drainage systems, to support a recycling plant operation. Their existing lender facility was expiring, and major banks were unwilling to refinance due to the property being listed on the Environmental Management Register (EMR).

AMF Solution:

AMF stepped in to provide a commercial loan secured by a first mortgage over the specialised industrial site. Despite the EMR listing, AMF was comfortable with the asset and offered a 2-year facility at 57% LVR. This gave the client the time and capital needed to complete remediation works with a view to remove the property from the (EMR).

Key Deal Features: