Retained Stock Finance That Works for You
If you have completed a development but want to hold on to unsold or leased stock, AMF Finance can help you unlock the equity without rushing to sell. Our retained stock loans are designed to provide competitive funding against completed residential or commercial properties, giving you the breathing space to sell at the right time or generate rental income.
We work with a broad range of lenders who understand the value of holding quality assets, offering flexible loan structures, interest-only options and terms tailored to your cash flow needs.
Whether you’re managing a small residential project or a large commercial portfolio, we’ll ensure your finance solution keeps your investment strategy on track.
Recycling Plant – Industrial Property
Product: Commercial Loan
Security Type: First Mortgage over Industrial Property
Security Value: $4,250,000
Loan Amount: $2,435,000
LVR: 57%
Loan Term: 2 Years
The Scenario:
The client had purchased an industrial property and invested in significant upgrades, including a weighbridge and drainage systems, to support a recycling plant operation. Their existing lender facility was expiring, and major banks were unwilling to refinance due to the property being listed on the Environmental Management Register (EMR).
AMF Solution:
AMF stepped in to provide a commercial loan secured by a first mortgage over the specialised industrial site. Despite the EMR listing, AMF was comfortable with the asset and offered a 2-year facility at 57% LVR. This gave the client the time and capital needed to complete remediation works with a view to remove the property from the (EMR).
Key Deal Features:
