SMSF Loans Designed for Your Long-Term Goals
At AMF Finance, we structure SMSF lending solutions with the flexibility and foresight needed to support your wealth-building strategy for years to come. Whether you are starting with a smaller fund balance, have a shorter contribution history, or require a more tailored servicing approach, we are here to deliver outcomes that work.
We consider a wide range of residential and commercial securities; including vacant or untenanted properties and off-the-plan residential purchases.
With no strict liquidity requirements and the option to assess servicing outside the fund, we give you greater freedom to unlock the full potential of your SMSF.
SMSF Purchase – Servicing from Inside and Outside the Fund
Product: SMSF Loan
Security Type: Residential Investment Property
Security Value: $1,330,000
Loan Amount: $800,000
LVR: 80%
Loan Term: 30 Years
The Scenario:
The client was purchasing a property through their SMSF and required a loan structure that allowed servicing from both inside and outside the fund. They also requested a 100% offset account to maximise interest savings. However, the rental income and super contributions alone did not meet standard servicing benchmarks.
AMF Solution:
AMF sourced a lender from its panel who could assess servicing using both SMSF income and external personal income. This flexibility enabled the deal to proceed smoothly. The lender also provided a 100% offset account, meeting the client’s requirements and settling the loan within the required timeframe.
Key Deal Features:
